If you are a California resident who has suffered from a dog bite, there are some important things you should be aware of regarding your right to compensation. You might be unsure whether the dog owner has to pay for your injuries out of pocket or if you are entitled to having your expenses covered by their insurance. The answer to this depends on the circumstances, and the following information will provide further context.
Getting your expenses paid through the dog owner’s insurance
In many cases where you have received a dog bite, the dog owner’s insurance will cover the expenses. Many homeowners insurance policies cover these types of incidents. If the dog bite took place in a car, the car insurance policy might cover your expenses. Some dog owners might also carry animal insurance policies that cover these circumstances.
Compensation when the dog owner’s insurance will not cover the expenses
If you have been bitten by a dog and the dog owner does not have any type of insurance coverage to pay for your expenses, you still have the right to appropriate compensation. Owning a dog is a big responsibility, and this includes dealing appropriately with the situation when a pet bites a person.
The process of requesting compensation
If you have been bitten by a dog due to the negligence of the animal’s owner, you are entitled to appropriate compensation whether it is paid through an insurance policy or out of the pocket by the aforementioned dog owner. Bringing in the services of a qualified personal injury attorney can be a wise move when it comes to effectively requesting compensation for your injuries. Your attorney can help you file all the necessary paperwork and deal with insurance companies if they try to deny your claim. Should you have to take the dog owner to court to have them ordered to pay your expenses, your attorney could be a valuable ally.
No one wants to be injured from a dog bite due to negligence on the part of the dog’s owner. If you do find yourself in this circumstance, a qualified personal injury attorney may be able to help.